Project Description

Insurance Law

insurance law sydney

Insurance is a complex but necessary part of life. It protects our assets and ourselves when things don’t go to plan. Insurance claims can often be long and protracted, which can be both frustrating and expensive. That’s why it’s important to have someone on your side who you trust and know has your best interests at heart. As Parramatta and Fairfield local lawyers, we have relentlessly pursued many successful claims for people like you efficiently and with understanding.

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    When you take out an insurance policy, under the law you are owed the duty of utmost good faith. This means that both you and the insurer must act in the utmost good faith when you take out an insurance policy. This involves meeting your duty of disclosure by telling the insurer anything that is relevant before taking out an insurance policy.

    For example, if you take out a motor vehicle policy you must tell your insurer if you have wheel and suspension modifications on your vehicle. By being open, honest and transparent you’re acting in the utmost good faith which will make it more difficult for an insurer not to pay your claim.

    You don’t need to tell an insurer everything though. For example, you don’t need to tell them anything that they already know about you based on your previous dealings or anything that is common knowledge.

    Our insurance law experts have experience and depth of knowledge in a wide range of insurance issues, claims, underwriting and policy disputes. We’ve helped clients who need legal advice on everything from complex commercial disputes to car accident claims and specialise in large, complicated and serious insurance matters. We don’t want to waste your time, so it’s worth knowing that we only take on insurance claims or disputes of more than $50,000. We have handled over 200 medium to large insurance claims with a 98% success rate. This means we have helped our clients to recover over $10 million in claims.

    We understand how important it is to deal with insurance claims quickly while still being technically correct and responsive to your needs. Whatever type of insurance your claim relates to, our personal lawyers can:

    • Prepare and submit your claim.

    • Follow the progress of your claim to help you get the best possible outcome as quickly as possible.
    • Defend you in the case of a fraudulent claim.
    • Represent you in a claim of fraudulent or non-fraudulent misrepresentation or non-disclosure.
    • Interpret the insurance policy for you.
    • Give you advice on how to manage your claim.
    • Give you advice on any regulatory issues that arise out of your claim.
    • Represent you in a dispute with your insurance adviser.
    • Represent you in a case before the Superannuation Complaints Tribunal, the Supreme Court, the Federal Court or any other legal authority.

    Fire and Theft Insurance Claims

    Fire and theft insurance protects your car or other assets if they’re stolen or catch on fire. It can also cover you if other property is damaged as a result of the fire or theft. Depending on your insurance policy you may be able to claim either the market value of your asset or an agreed value if the accident wasn’t your fault. If you have a motor vehicle accident, this may also cover you if you can identify who the other driver is and they aren’t insured. Our car accident lawyers can guide you through this process.

    Property Damage Insurance Claims

    If your property, whether it’s your house, car or something else, is damaged by someone else’s action or negligence you may be able to make a property damage insurance claim. Depending on your policy, your insurer may need to determine who was at fault before a claim can be processed.

    Life and Disability Insurance Claims

    There are several different types of insurance policy that can protect you if you’re injured, unable to work or die. These include life insurance, trauma insurance, income protection insurance and total and permanent disability insurance. These type of claims often involve disputes about the assessment of the disability or the income that you should receive.

    Motor Vehicle Insurance

    Whether you drive a car, van, truck or motorcycle, if you or your vehicle is injured in an accident you may be able to make an insurance claim. Even if the accident is your fault, it’s important to get the contact details for anyone else involved as this will help with your claim. If you’re in doubt about what to do, our auto accident lawyers can help you.


    02 8761 6400

    John & Co Lawyers | Fairfield Lawyer | Variety of Practice Areas

    “I would just like to thank you for your hard work and understanding during a very stressful time for myself.I cannot thank you enough for the work and advice you provided.My assault and stalking and intimidation charges were heard by the Magistrate at Liverpool Court yesterday, Tuesday 16th. I pleaded guilty to the assault with the stalking being dropped prior by way of representations made by you. The Magistrate seen through the bullshit supplied by the Police facts sheet and I am happy to say no conviction was recorded. He stated it was “a molehill turned into a mountain by police”.John I would just like to say your professionalism on both of my criminal and family law matters was outstanding. I would go so far as to say its the best service I have ever had. Keep up the good work!!!”
    Josh P.

    John & Co Lawyers | Fairfield Lawyer | Variety of Practice Areas

    “I found John & Co lawyers to be there when I needed them. They were very quick to return my calls and emails which came about at random times. The team were very experienced and had high technical knowledge in family law that was required throughout the process. John will defend you and give you that encouragement to fight for your rights when you have lost all will power to defend yourself. John was very tough to stand up to the other side whilst achieving great results for my daughter and I. I highly recommend their services.”
    Nikky R.

    John & Co Lawyers | Fairfield Lawyer | Variety of Practice Areas

    “Highly recommend this law firm to anyone injured! John is the best personal injury lawyer. He is exceptionally knowledgeable in the law. He always kept me well informed and was readily available to answer all of my questions. John represented me for my workplace injury. From the very beginning I felt his genuine concern for my wellbeing and it showed throughout the case as he always returned my calls and explained the process step by step. My case settled in November 2018 for $690,000 clear in my hand. John & Co Lawyers gave me my life back, and for that I am forever grateful. John & his team are great lawyers, very professional and, made the process seamless for me.”
    Nenad A.

    John & Co Lawyers | Fairfield Lawyer | Variety of Practice Areas

    “I was absolutely astounded by the service provided by John and co lawers.  John went above and beyond to extend additional help with my case. Johns experience is second to none, His professionalism and sound advice was just what was needed. I would highly recommend his services to anyone with pressing family law matters. His warm personality made me feel like part of the family, as I could easily dissus any finer details with my case and he would take into consideration. If I have any cases in future he will be my first choice. Thanks again John your service is Highly appreciated. God bless you. 5 stars.”
    Shane T.